Hardika Shah

Hardika Shah, a pioneering fintech company driving financial inclusion for small business entrepreneurs in India. Under her leadership, Kinara Capital has revolutionized small business lending by offering collateral-free loans to entrepreneurs often overlooked by traditional financial institutions. Recognized globally for her innovative approach, Hardika has received numerous accolades, including the NITI Aayog's Top 75 Women Transforming India. Prior to founding Kinara Capital in 2011, Hardika spent over 20 years as a management consultant at Accenture, leading complex global projects. Her deep commitment to financial inclusion and gender equality is evident in Kinara’s women-majority management team and the HerVikas program supporting women entrepreneurs.